Privacy Policy

This privacy notice for Loop Enterprises, LLC (doing business as Karmasoft) ("we," "us," or "our"), describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:

• Visit our website at http://www.karmasoft.io, or any website of ours that links to this privacy notice.
• Download and use our mobile application (Karmasoft), our Facebook application (Karmasoft), or any other application of ours that links to this privacy notice.
• Engage with us in other related ways, including any sales, marketing, or events.

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at info@karmasoftonline.com.

Table of Contents

1. WHAT INFORMATION DO WE COLLECT?
2. HOW DO WE PROCESS YOUR INFORMATION?
3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?
4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
7. HOW LONG DO WE KEEP YOUR INFORMATION?
8. HOW DO WE KEEP YOUR INFORMATION SAFE?
9. DO WE COLLECT INFORMATION FROM MINORS?
10. WHAT ARE YOUR PRIVACY RIGHTS?
11. CONTROLS FOR DO-NOT-TRACK FEATURES
12. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
13. DO VIRGINIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
14. DO WE MAKE UPDATES TO THIS NOTICE?
15. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
16. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Personal Information Provided by You:

The personal information that we collect depends on the context of your interactions with us and the Services. We may collect: names; phone numbers; email addresses; usernames; passwords; users' image.

Sensitive Information:

When necessary, with your consent or as otherwise permitted by applicable law, we process: information revealing race or ethnic origin; student data; genetic data.

Payment Data:

We may collect data necessary to process your payment if you make purchases, such as your payment instrument number, and the security code associated with your payment instrument. All payment data is stored by Stripe (https://stripe.com/).

Social Media Login Data:

We may provide you with the option to register with us using your existing social media account details, like your Facebook, Twitter, or other social media account.

Application Data

If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:

• Geolocation Information: We may request access or permission to track location-based information from your mobile device to provide certain location-based services.
• Mobile Device Access: We may request access or permission to certain features from your mobile device, including your mobile device's camera, microphone, reminders, sms messages, and other features.

This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes. Information collected when you use our Facebook application(s): We by default access your Facebook basic account information, including your name, email, gender, birthday, current city, and profile picture URL.

2. HOW DO WE PROCESS YOUR INFORMATION?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.

We process your personal information for a variety of reasons, including:

• To facilitate account creation and authentication: So you can create and log in to your account.
• To save or protect an individual's vital interest: When necessary to prevent harm.

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason under applicable law.

If you are located in the EU or UK:

The GDPR and UK GDPR require us to explain the valid legal bases we rely on:

• Consent: If you have given us permission to use your personal information for a specific purpose.
• Legal Obligations: Compliance with legal obligations, such as cooperating with law enforcement.
• Vital Interests: To protect your vital interests or the interests of a third party.

If you are located in Canada:

We may process your information with express or implied consent. Exceptional cases include investigations, fraud detection, or if collection is clearly in the interest of an individual and consent cannot be obtained timely.

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short: We may share information in specific situations described in this section and/or with the following third parties.

• Business Transfers: We may share or transfer your information in connection with any merger, sale of company assets, or acquisition.
• Google Maps Platform APIs: We may share your information with certain Google Maps Platform APIs. We obtain and store on your device ("cache") your location.

5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: We may use cookies and other tracking technologies to collect and store your information.

6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

In Short: If you choose to register or log in using a social media account, we may have access to certain information about you.

We receive certain profile information from your social media provider (name, email, friends list, profile picture). We recommend reviewing their privacy notice to understand their data usage.

7. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this notice unless otherwise required by law.

No purpose in this notice will require us keeping your personal information for longer than six (6) months past the termination of the user's account.

8. HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We aim to protect your personal information through a system of organizational and technical security measures.

However, despite our safeguards, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure. Transmission is at your own risk.

9. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years of age.

By using the Services, you represent that you are at least 18. If we learn we have collected data from minors, we will deactivate the account and delete the data.

10. WHAT ARE YOUR PRIVACY RIGHTS?

In Short: In some regions, such as the EEA, UK, Switzerland, and Canada, you have rights that allow you greater access to and control over your personal information.

These rights include the right to request access, rectification, erasure, and restriction of processing. You can withdraw consent at any time. To opt out of marketing, click the unsubscribe link in our emails.

11. CONTROLS FOR DO-NOT-TRACK FEATURES

We do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.

12. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.

CCPA Privacy Notice Categories Collected in the Last 12 Months:

We have not disclosed, sold, or shared any personal information to third parties for a business purpose in the preceding 12 months. You have the right to request deletion and to be informed of collection.

13. DO VIRGINIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: Yes, if you are a resident of Virginia, you may be granted specific rights regarding access to and use of your personal information.

Under the Virginia CDPA, consumers have the right to access, correct, delete, and obtain a copy of their personal data. We have not sold any personal data to third parties.

14. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

The updated version will be effective as soon as it is accessible.

16. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT?

Based on applicable laws, you may have the right to request access, change, or delete your information. To do so, please contact info@karmasoftonline.com.